At KGIL Group, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you use our financial services and website.
Introduction
KGIL Group values your privacy and is dedicated to protecting your personal information. This Privacy Policy describes the types of information we collect, how we use it, and the measures we take to protect it. By using our services, you agree to the collection and use of information in accordance with this policy.
Personal Information Collected
We collect the following types of personal information:
- Personal Information: Name, address, contact details (email, phone number), employment information, and financial details (income, credit history) when you apply for a loan or register on our website.
- Usage Information: IP addresses, browser type, device information, and data about how you interact with our website.
Governing Statute
This Privacy Policy is governed by and is compliant with the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules 2011, which is designed to protect the personal information of the end-user(s) of the services; and other applicable rules and regulations related to privacy including the Digital Lending Guidelines of the Reserve Bank of India.
Cookies
We use cookies and similar technologies to enhance your experience on our website. Cookies help us understand how you use our website and enable us to personalize your experience. You can manage your cookie preferences through your browser settings.
Disclosures
We may disclose your personal information to third parties in the following circumstances:
- Service Providers: To support our operations, payment processing, and customer support.
- Legal Requirements: To comply with legal obligations, court orders, or governmental requests.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal information may be transferred to the new entity.
Data Retention
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected and to comply with legal and regulatory requirements. Once your information is no longer needed, we will securely delete or anonymize it.
Security
We implement industry-standard security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include encryption, secure servers, and regular security audits.
Accessing and Modifying Personal Information
You have the right to access, update, or delete your personal information. You can do this by contacting us using the details provided below. We will respond to your request within a reasonable timeframe.
Ancillary Services
We may provide you with certain ancillary services such as chat rooms, blogs, and reviews for the Services. Subject to any applicable laws, any communication shared by you via the Platform or through the blogs, reviews, or otherwise to us (including without limitation contents, images, audio, financial information, feedback, etc., collectively “Feedback”) is on a non-confidential basis, and we are under no obligation to refrain from reproducing, publishing, or otherwise using it in any way or for any purpose.
You shall be responsible for the content and information contained in any Feedback shared by you through the Platform or otherwise to us, including without limitation for its truthfulness and accuracy. Sharing your Feedback with us constitutes an assignment to us of all worldwide rights, titles, and interests in all copyrights and other intellectual property rights in the Feedback. You authorize us to use the Feedback for any purpose, which we may deem fit.
Communications from the Platform
We may send you communications related to your account, service updates, and promotional offers. You can opt out of promotional communications by following the unsubscribe instructions in our emails or by contacting us.
Indemnification
You agree to indemnify and hold harmless KGIL Group, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses, including legal fees, arising out of your use of our services or violation of this Privacy Policy.
Limitations of Liability
To the maximum extent permitted by law, KGIL Group shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our services or website, including but not limited to loss of profits, data, or business opportunities.
Governing Laws and Duties
This Privacy Policy shall be governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising out of or in connection with this policy shall be subject to the exclusive jurisdiction of the courts of [Your Jurisdiction].
Force Majeure
KGIL Group shall not be liable for any failure to perform its obligations under this Privacy Policy if such failure results from circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, natural disasters, and pandemics.
Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically to stay informed about how we are protecting your information.
Contact Us
If you have any questions or concerns about this Privacy Policy or the handling of your personal information, please contact us at:
KGIL Group Financial Services
Email: privacy@kgilgroup.com
Phone: 020 6666 2622
Website: www.kgilgroup.com
Please ensure this policy complies with the specific legal requirements and data practices relevant to KGIL Group. Consulting with legal counsel is recommended to confirm compliance and appropriateness.
